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Distracted driving in Massachusetts

What is changing?

A new Massachusetts Distracted Driving Law takes effect February 23, 2020 (with a grace period for violations until March 31): use of handheld electronic devices while driving is banned – no looking at text, videos, or images.  “Hands-free” mode is still allowed.


  • First offense = $100
  • Second offense = $250
  • Subsequent offenses = $500

Electronic devices may be used in the following exceptions:

  • If you are in a stopped vehicle, and the vehicle is not in a public way intended for travel by motor vehicles or bicycles.
  • If you are in or responding to an emergency situation.
  • If you are using your device to view a map for navigation purposes and the device is mounted to the vehicle’s windshield, dashboard or center console.

These past suggestions from the Registry of Motor Vehicles can help drivers stay focused on the road:

10 tips for managing driver distractions

  1. Turn it off. Turn your phone off or switch to silent mode before you get in the car. Or better yet, put the phone away in a place it cannot be accessed while driving.
  2. Spread the word. Set up a special message to tell callers that you are driving and you’ll get back to them as soon as possible, or sign up for a service that offers this.
  3. Pull over. If you need to make a call, pull over to a safe area first.
  4. Use your passengers. Ask a passenger to communicate for you.
  5. X the text. Don’t ever text and drive, surf the web or read your email while driving. It is dangerous and against the law in most states.
  6. Know the law. Familiarize yourself with state and local laws before you get in the car.
  7. Prepare. Start your GPS or review maps and directions before you start to drive. If you need help when you are on the road, ask a passenger to help or pull over to a safe location to review the map and/or directions.
  8. Secure your pets. Pets can be a big distraction in the car. Always secure your pets properly before you start to drive.
  9. Keep the kids safe. Pull over to a safe location to address situations with your children in the car.
  10. Focus on the task at hand. Refrain from smoking, eating, drinking, reading and any other activity that takes your mind and eyes off the road.

January 8, 2020   No Comments

Active Atlantic Hurricane Season

GET PREPARED!  The government offers details on preparing BEFORE a storm.  Follow this link to get the information that can help you: https://www.ready.gov/hurricanes.

Hurricanes are increasing in number (see below), but it doesn’t have to be a hurricane to do damage.  GET PREPARED!

In May 2019, the National Oceanic and Atmospheric Administration (NOAA) was more optimistic about our hurricane season this year.  Since then, they have increased the likelihood of an…

  • above-normal season from 30% to 45%
  • near-normal activity has dropped from 40% to 35%
  • below-normal activity has dropped from 30% to 20%

Now, we will likely have:

  • 10-17 named storms
  • 5-9 hurricanes
  • 2-4 major hurricanes

El Nino is the culprit.  Or actually, lack of El Nino.  It had been suppressing  Atlantic hurricane activity, but has ended and now we go back to normal.

So be aware, storms are coming for us.  But I don’t need to tell you that, just watch the news.

Reminder: the hurricane season officially runs from June 1st through November 30th.

Source: The Standard, August 23, 2019

September 9, 2019   No Comments

In Control Crash Prevention – February Break

Nothing for the kids to do this break?  Sign them up for In Control Crash Prevention Training: https://www.driveincontrol.org/feb19  They are offering a discount over the break.

Then send us a copy of the certificate & get a discount on your auto insurance.  Win-win.

This training goes beyond the basic driver training most people take before getting their driver’s license.  It is intended for currently licensed drivers to capitalize on what they already know.  A little bad weather would be a bonus – let the professionals teach your kid to drive in the snow & ice!

February 12, 2019   No Comments

Military & Veteran RMV Information

Military & Veteran RMV Information

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January 22, 2018   No Comments

As seen on TV

Accident Forgiveness & Disappearing Deductible

You see the ads on TV, you know the coverage exists but you don’t know if you have it on your policy.  Contact us to find out and get a price if you do not already carry the coverage.


Don’t wait to ask when it is too late!

December 6, 2016   No Comments

MA DOT: Online Registration Cancellations Using an SSN

Customers processing a registration cancellation transaction online can now use their full social security number (SSN) to validate their identity.

The information customers can use to validate their identity now include any one of the following:

Massachusetts license/permit number

Massachusetts FID number


Previously, a Massachusetts license/permit number was required. This was a problem for customers who had moved out-of-state, no longer had a Massachusetts license/permit, and were unable to proceed with the transaction as a result.

This change will allow more customers to use massrmv.com to cancel their registrations, reducing the number of

customers that need to contact the RMV from out-of-state.

If you need assistance, please contact our office.


October 13, 2016   No Comments

New mobile app



Use the app to:

Pay your bill

Report a claim

Contact our office

Create a home inventory

Request a liability certificate

And more…



June 3, 2016   No Comments

Bryan Benevento honored by the Society of Certified Insurance Counselors.

Look who’s famous!


February 10, 2016   No Comments

RMV Announces Grace Period for December Registration Renewals

RMV Announces Grace Period for December Registration Renewals

Due to a mailing issue, the RMV is still renewing registrations that expire in December. If your clients‘ December renewal has been delayed, they may still be eligible to renew online (assuming that no insurance stamp is required). When a registration is renewed online, the registrant receives an email confirmation of the renewal which must be carried in the vehicle until the new registration and decal are received. The registrant will not be charged twice. ALARS will not permit the renewal check to be applied because the registration is already renewed. As a result, the check will be returned uncashed.

The RMV has advised us that the majority of registration renewal applications for November and December registrations have been processed, and customers should expect to receive their Certificate of Registration and expiration decal by January 15, 2016. The RMV has asked law enforcement to recognize a grace period (through January 15, 2016) for customers falling into this category.

There are also a number of incomplete applications that were submitted that are in the process of being returned to customers for completion. For example, the registration application was submitted without a check, the proper payment amount, proof of insurance, or proof of heavy vehicle use tax payment (Form 2290).

Customers can check the status of their registration online by selecting: Registration Inquiry.

December 31, 2015   No Comments

Winterize your RV, by Foremost Insurance

Foremost Insurance @Foremost 3h3 hours ago

Getting your RV ready for the winter

October 15, 2015   No Comments

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