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Discounts: Annual Mileage

Gone are the days an insurance company asks you how many miles you think you will drive in the next 12 months – now they want to know how many you actually drove, then compare it to your state inspection information to verify.  Here are low mileage discount categories from our voluntary carriers:

  • Arbella Insurance 10% – 15%
    • Drivers age 65+ (this age group has lower overall rates with lower usage built-in)
      • 10% 0 – 5,000 miles
      • 5% 5,001 – 7,500 miles
    • All other drivers
      • 15% 0 – 7,500 miles
      • 7% 7,501 – 9,999
  • Commerce Insurance 2% – 12%
    • 12% 0 -5,000 miles
    • 5% 5,001 – 7,500 miles
    • 3% 7,501 – 10,000 miles
    • 2% 10,001 – 15,000
  • Norfolk & Dedham Mutual Insurance 5% – 10%
    • 10% 0 – 5,000 miles
    • 5% 5,001 -10,000 miles
  • Travelers Insurance 2% – 10%
    • 10% 1 -5,000 miles
    • 5% 5,001 – 8,000 miles
    • 2% 8,001 – 10,000 miles
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